Welcome To Our Finance Center

Our Kia dealership makes financing your dream car easy in the Grand Rapids, MI area.

About Our Finance Center on 28th Street

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At Fox Kia South, we understand that buying a new car can be a big financial decision. That's why we offer a variety of financing options to fit your budget and needs. Whether you have good credit, bad credit, or no credit at all, we can help you get the financing you need to drive away in the car of your dreams. Our experienced and knowledgeable Fox Kia South finance team in Grand Rapids is here to help you every step of the way. We'll work with you to find the best payment option for your lifestyle, needs, and budget. Our vision is, "Working together moving people throughout life." and we want to partner with you to ensure you have a remarkable experience.

We also offer a variety of other financial services, such as extended warranties, service contracts, and vehicle protection plans. We can help you protect your investment and keep your Kia running like new for years to come. Our protection packages (listed below) will give you peace of mind as you drive the Grand Rapids roads and through all types of Midwest weather. 

Vehicle Protection Packages

  
  • Vehicle Service Contracts
  • Environmental Protection 
  • Lease Wear & Use 
  • Universal Security Guard
  • Maintenance Plans
  • Key Protection 
  • Paintless Dent Repair
  • Road Hazard Tire & Wheel 
  • Select Care 
  • Select Protection 

What Payment Options Are Available?

Deciding to buy or lease can seem intimidating, but our Fox Kia South finance team is here to help. Both options have benefits, it just depends on what works best for you. Here are a few factors to consider when deciding between buying and leasing: 
  • Average miles driven: How far is your daily commute? Do you use your vehicle for longer trips? 
  • Usage: How often does your car or SUV need maintenance? Is your vehicle used for activities that result in scratches or dents? 
  • Longevity: How long do you typically keep your car or SUV? Is that your plan for this vehicle as well?
  • Modifications: Do you like to add parts or accessories that don't typically come on a standard vehicle?
  • Down payment: How much do you have saved, or plan to save, for a down payment?
Our team is here to help you review currently available options and to answer any questions.


Our Buy Your Way program allows you to shop and purchase online or in store.

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Not only do we sell vehicles, we buy them too. Use the cash to help buy your next vehicle.

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In most cases, we are even able to deliver your vehicle directly to you (varies by location).

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Buy Your Way Online or In-Store

Your time is valuable and convenience is important. That's why we implemented our Buy Your Way program. This flexible purchase experience allows you to customize your shopping experience however works best for you:

  1. Find Your Next Vehicle
  2. Select Payment and Protection Options 
  3. Value Your Trade-In 
  4. Apply for Financing
It's never been easier! Find your vehicle, select your payment, value your trade-in, and apply for financing. In many cases, you can even schedule delivery. Easily complete everything online or get help from our Fox team by calling us at 616-942-5000 or visiting us in-person at Fox Kia South!
  1. Fox Kia South

    4141 28th Street SE
    Grand Rapids, MI 49512

    • Sales: 616-942-5000
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Get in Touch

  • Contact our Finance Department at: 616-942-5000
  • Monday9:00 AM - 7:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 7:00 PM
  • Thursday9:00 AM - 6:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 2:00 PM
  • SundayClosed

Finance Your Next Ride at Fox Kia

When it comes time to upgrade, it's important to make the process as smooth as possible. This is exactly the kind of experience that the finance department at Fox Kia aims to provide for all our customers when it comes to all things financing near Holland. We understand that the process is complicated, so let us help you digest it in a way that's simple and easy to understand.

Want to Talk Auto Finance?

When drivers around Kentwood come to our dealership, they can expect to be well taken care of. Our team will take the time to get to know you and your needs to help you find a personalized loan or lease option that fits perfectly into your budget. We'll give you all the tools and information you need to make an informed decision.

Apply for Car Financing in Grand Rapids

If you choose to apply for car financing online, the process is very easy and quick. All you must do is give us a few simple details about yourself including contact information, employment, and banking. Select the car you want and our team will get to work processing your application. We've worked with drivers across a range of different budget options and we're confident we can find a solution that works for you.

Apply for Car Financing in Grand Rapids

If you choose to apply for car financing online, the process is very easy and quick. All you must do is give us a few simple details about yourself including contact information, employment, and banking. Select the car you want and our team will get to work processing your application. We've worked with drivers across a range of different budget options and we're confident we can find a solution that works for you.

Financing

If you're the type that easily gets attached and see your vehicle as an asset, we recommend long-term financing. You'll have complete ownership over your vehicle with no restrictions on things such as mileage or customization. Plus, once you've paid off the vehicle, having a working vehicle that doesn't have any monthly costs associated with it is a huge boon to your financial situation.

  • No restrictions on mileage driven
  • No restrictions on vehicle modifications
  • Lower vehicle insurance rates
  • The ability to build equity in the vehicle over time
  • Once the vehicle is paid off, you'll have no monthly payments thereby freeing your budget
  • Once the vehicle is paid off, you can sell it off or trade it in towards the purchase or lease of another vehicle

Leasing

However, if you prefer to experience all the latest innovations, technology, and upgrades that come year after year, you'll want a short-term lease. Lessees always have access to the newest vehicles, and typically have lower monthly payments than those who finance. Newer vehicles also come with next to no maintenance costs, so being a lessee is a very stress-free situation. And, of course, if you find that you've fallen in love with your leased vehicles, you have the option to buy at the conclusion of your lease.

  • Lower monthly payments that allow for greater financial freedom
  • Minimal maintenance costs thanks to the warranty coverage
  • Smaller down payments are required when the lease is signed
  • You'll always be driving a new vehicle with the latest features

Get to Know the Fox Buy Your Way Program

The Fox Buy Your Way program is a five-step process that takes you through our dealership's entire car shopping process from the comfort of your own home. The five steps are as follows:

  1. Find Your Vehicle
  2. Select Your Payment Plan
  3. Value Your Trade-In
  4. Apply for Financing
  5. Schedule a Vehicle Delivery

Explore our Protection Plans

Sometimes, it's nice to have that extra layer of protection. This is exactly what our array of Kia finance products offers you as an optional upgrade over your current warranty protection.

  • Environmental Protection
  • Guaranteed Auto Protection (GAP)
  • Key Protection
  • Lease Wear and Use
  • Maintenance Plans
  • Paintless Dent Repair
  • Road Hazard Tire & Wheel
  • Select Care
  • Select Protection
  • Universal Security Guard
  • Vehicle Service Contracts

Let's Get Started Financing or Leasing Your Next Vehicle in Grand Rapids

Ready to see how our team of professionals can help? Get in touch with us today. We've worked with a diverse range of drivers with various budget options, and we're confident that we can work with you. As always, we look forward to serving you.